Financial success is tough to achieve when people don’t have much money to start with. I have been pondering this dilemma and have come to a logical conclusion, which has tremendous potential for those who can grasp the simplicity of the concept.

Let’s debunk and/or clarify a few issues: First, it does not take much money to make money. Secondly, it is true that you can make more money selling products than services. Why? Because your income potential with services is limited to your ability to deliver quantity-of-service-per-hour. Whereas; a product can be produced and delivered at nearly infinite levels depending on consumer demand and production capacity.

It is also true that millionaires have a superior perspective on how to make money over the common person and this can be proved true by the fact that not everybody is a millionaire.

So how does a millionaire make millions? By investing money into things and ideas that “make money”…

Millionaires want a return on their investments and ROI is the KEY to success. The problem for most people who dream of making a million dollars is how to get from zero, or nearly zero dollars to a million–that’s where the mental grid-lock happens. People can’t figure it out and give up, get a job and do what everybody else does, follow the followers.

As I was contemplating this issue it dawned on me that making a million dollars, with no inertia, is way to complex and basically an unachievable goal, and that is why most people cannot achieve it. Then the simplicity of the process hit me. The way to make a million bucks starting with one hundred dollars. The KEY is ROI. The key is to smart small and apply one rule of thumb to whatever you do and here’s the formula that will allow you to take $100.00 and turn it into a million:

Whatever you invest in with your money, double your profits when you sell it. It is that simple. Knowing this, then you must buy/invest into something (anything) for the lowest possible price with your initial $100.00 so that when you sell it, you recover your initial investment, cover all your costs associated with selling the product, and after the dust settles, you have $200.00. Then, repeat the process. It’s kind of like the “double a penny everyday for 30 days” angle where at the end of 30 days, you have a million dollars… only this is more practical because you are exchanging a product for money rather than just doubling pennies without a source for pennies.

Let me say it again: Invest $100.00 into any product so that when you sell it, it is priced to recover all your costs and doubles your money. Then, repeat the process. That product could be anything from A to Z. The key is buying low, selling high and doubling your initial investment. If you can’t double the investment under this theory, don’t invest. Let’s look at the math:

$100-initial investment.

$200-first ROI

$400-second ROI

$800-third ROI

$1600-fourth

$3200-fifth

$6400-sixth

$12 800-seventh

$25600-eight

$51200-ninth

$102400-tenth

$204800-eleventh (1/4 million)

$409600-twelfth (1/2 million)

$819200-thirteenth (nearly a million)

$1638400-fourteenth (nearly 2 million)

Instead of thinking about “making a million dollars” change your thinking to “doubling your money” on everything you invest in and start small. In fact, starting with $50.00 only adds one additional step to making a million dollars. Don’t have $50.00? Start with $25.00, you get the point. I have pondered this and here is a truth: If you can’t implement this simple, logical plan to make a million dollars, the chances are extremely high that you will never become a millionaire. Why? Because if you can’t do the little things first, you will never get the big things done. Start with whatever you have to invest and double your ROI.

I don’t know about you, but as you are reading this, I am thinking about my potential investments.

Think about it…

James W. Hart, IV

How To Turn $100 Into A Million Dollars

How To Turn $100 Into A Million Dollars